Factoring

Factoring is one of the oldest forms of financing available to businesses. Factor financing is an additional tool for the continual financing of your business needs.

Unlike a loan from your bank, EquiCap purchases your invoice and gives you cash immediately, (typically 80% of the invoice amount). EquiCap then receives payment for the invoice from your customer(s), and remits the remaining 20%, minus fees, back to you. Since we are "purchasing" the invoice from you it is not considered a loan that has to be carried on your balance sheet.

How it Works